"Never ever apply for a credit card Melai."
That has always been Joy's line when ever we go shopping.
And I believe she is right. Well, I am really working hard on saving and spending less. I just Don't know where and when to start. I got a lot of things in mind and of course I can't fulfill any of them without spending. So here I go, thinking of ways on how to budget all these things running in my head. It's hard. I mean HARD. First, I am a girl. When i was in my teenage days I was deprived of a lot of girl stuffs. Like clothes, accessories and makeUp. When I was a teenager I only have the simplest things a girl could have. Pony tail, 2 pairs of jeans, 5 T-shirts and 2 pairs of shoes. I envy girls who wear glamorous clothes and chic shoes. I understand why my parents did not really support us on that kind of lifestlye. We don't live like the Class A's. My parent's sent me in a private school. In exchange to that, deprivation of material things in which I am so crazy about. And the result, here I am, spending every penny for kikay stuffs. That started when I first got my jOb and 'til now. *sigh. My papa has already advised me to buy a new closet. haha. I know right.Now, you're not wondering anymore why Joy keeps onm throwing me that cliche. haha. So, here's what i am thinking, I have lived a simple life before. So why not have it again? right? That way I can start to work on saving and spending less. Damn, just so hard. We need to be thrift these days. Economic crisis is pressing too much. So here, I am going to do my very best to save more and spend less.
here's my budget list for the coming payday:
1. get volume hair straight.
- Php 1 200
2. buy new MP3
- Php 1 999
how about an IPOD?
- i need to save for this. ( never mind)
3. LOAD
- GLOBE Php 300
- SUN Php 150
4. PASSPORT
- Php 1000
5. FIESTA sa MANDAUE.
- Php 5000 - Php 10000
subject to change! hee.
6. ELECTRIC BILL.
- Php 1300
So no kikay stuffs for now. hehe. leave it behind and be back with it later. ehe. :D
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